Easy Loan Guru Calculator ✅ – Terms & Conditions

Terms and Conditions

Effective Date: September 15, 2025

Welcome to Easy Loan Guru Calculator. By downloading, installing, or using this app, you agree to these Terms and Conditions (“Terms”). Please read them carefully before using the app. If you do not agree to these terms, please do not use the app.

1. Acceptance of Terms

By accessing and using Easy Loan Guru Calculator, you agree to comply with these Terms. These Terms apply to all users of the app, including those who simply browse the content or utilize the calculator features. We reserve the right to update or modify these Terms at any time without prior notice, and you are encouraged to review this page periodically.

2. App Usage

• Easy Loan Guru Calculator is an informational and educational tool designed to assist users with financial calculations such as loan payments, EMI computations, and related data.
• We do not provide loans, financial advice, or any form of personalized consultation. The app should not be used as a substitute for professional financial guidance.
• Use the app responsibly and understand that all calculations are estimates based on input data you provide.

3. Intellectual Property Rights

• The content, design, graphics, trademarks, and intellectual property of the app are owned by Rasik Savaliya and protected by applicable laws.
• You may not copy, reproduce, translate, modify, or create derivative works based on the app’s content without our written permission.

4. No Personal Data Collection

• We do not collect or store personal information such as name, email address, phone number, location, or financial details.
• Data you enter into the calculators is processed temporarily during the session and discarded immediately after.

5. Third-Party Services and Ads

Our app may use third-party services that collect anonymous data for performance optimization and ad delivery. We are not responsible for their privacy practices. Some services we may work with include:

• Google AdMob
• Google Analytics for Firebase
• Firebase Crashlytics
• Facebook Audience Network
• OneSignal

We encourage you to review their privacy policies before proceeding.

6. Internet Connectivity

• Certain features of the app require an active internet connection via Wi-Fi or mobile data.
• We are not responsible for any additional charges imposed by your service provider, including roaming data charges when using the app outside your home region.
• We are not liable if the app’s functionality is limited due to connectivity issues.

7. Security and Device Responsibility

• While we strive to ensure the app is safe, we are not responsible for how you use your device or for any vulnerabilities that may arise from jailbreaking or rooting your device.
• Make sure your device is adequately protected from malware or unauthorized access.
• We are not liable if your device malfunctions or runs out of battery while using the app.

8. Children’s Use

This app is not designed for children under the age of 13. We do not knowingly collect data from minors, and we ask parents or guardians to supervise children using the app.

9. Limitation of Liability

• We are not responsible for any direct or indirect financial losses arising from inaccurate calculations or misuse of the app.
• We rely on third-party sources for some data, and we do not guarantee its accuracy at all times.
• Use of the app is at your own risk.

10. Updates and Termination

• We may release updates or new versions to improve functionality. You are expected to download and accept these updates to ensure optimal app performance.
• We reserve the right to discontinue the app at any time without prior notice. Upon termination, you must uninstall the app from your device.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of the app after changes are posted constitutes your agreement to the updated terms.

12. Contact Us

If you have any questions or suggestions regarding these Terms, please feel free to contact us:

Email: rasiksavaliya176@gmail.com